s 9(2)(a) OIA
Cc: James McEniery
dosh.nz>
Subject: Dosh Introduction
Kia Ora
My name is Shane Marsh and I am the co‐founder of Dosh, NZs first digital wallet. We provide innovative payment solutions to consumers and merchants, including NZs
first real time, 24/7 payments network. See articles below and our website www.dosh.nz for more information.
https://www.nzherald.co.nz/business/kiwi‐digital‐wallet‐provider‐dosh‐raises‐5m‐plans‐to‐compete‐with‐banks/6ZNLVHP4Y2CAIKLQFJAK4JXPOQ/
https://www.nzherald.co.nz/business/digital‐wallet‐aims‐to‐help‐small‐businesses‐go‐contactless/FRB2JXOYPPUC6NPATCNMWOZGUU/
We are a home grown, kiwi organisation focused on providing the worlds best payment experiences to NZers. Through our discussions on the Future of Money initiative
with the Reserve Bank, we believe we are well placed to support the social objectives including
‐ Improving Financial Inclusion – you do not need a NZ bank account to have a Dosh account, add money and make payments. Anyone with a smart phone can access Dosh
and make payments.
‐ Help those in need receive money – Dosh users can be paid, and make payments 24/7. We are also adding the capability to make purchases from the Dosh wallet at any
merchant that accepts Visa. MSD would have the ability to get money to people instantly, including the weekend, and the person be able to utilise these funds.
‐ Instant, lower cost cross border remittance – Dosh has on the roadmap the ability to move money within the region, instantly and at a lower cost. This would enable
people earning money in NZ to be paid instantly and to move those funds to the Pacific Islands, where the money can be utilised locally.
We would like to discuss the opportunities to support the Financial Capability initiative with the appropriate persons at MSD.
Can you please forward this email to these persons and we can arrange a time to meet and discuss.
Regards
Shane
3
'Out of Scope'
'Out of Scope'
From:
Sent:
Wednesday 9 November 2022 1:13 pm
Out of Scope
To:
Subject:
FW: Dosh Introduction
Ngā mihi
'Out of Scope'
| Lead Advisor
Building Financial Capability
Out of Scope
From: Jeremy Weir <
msd.govt.nz>
Sent: Tuesday, 28 June 2022 7:08 pm
'Out of Scope'
'Out of Scope'
'Out of
'Out of Scope'
To:
<
msd.govt.nz>;
<
msd.govt.nz>
Scope'
Out of Scope
Out of Scope
Out of Scope
Out of Scope
'Out of Scope'
'Out of Scope'
Cc:
<
msd.govt.nz>;
<
msd.govt.nz>;
<
msd.govt.nz>
Subject: RE: Dosh Introduction
Kia ora 'Out and team,
of
Scope'
Thanks for reaching out and it’d be great to have a chat with you to better understand this and how we may be able to support you. I
suggest we have a quick chat with @'Out of
who is our Head of Technology for the Communities portfolio as he can help us to navigate
Scope'
how to best go forward on this.
Because our Enterprise Architect for the Communities portfolio ('Out who is cc’d) is currently on leave, I’m happy to join you and 'Out for
of
of
this initial chat. I’d also recommend not to involve Shane from Dosh in this initial discussion until the MSD commercial team have been
consulted on the best way to approach this (as they may advise you to evaluate multiple vendors).
Cheers,
Jeremy
1
'Out of Scope'
From:
Sent: Monday, 27 June 2022 11:04 AM
To: Jeremy Weir
Out of Scope
Out of Scope
Cc:
;
Subject: FW: Dosh Introduction
Kia ora Jeremy
'Out of
'Out of
Our team leader Scope' and team member Scope' have had some engagements with Shane from Dosh ‐ Payments Made Simple, which is an instant payment
app/digital wallet. Dosh market themselves as “New Zealand’s first true digital wallet”.
Dosh are obviously interested in partnering with MSD for the purpose of their product providing a service to us of some sort.
I engaged with you a couple of years back on a similar product which was called Buffr (though the name was TBC) – we had been working with Two Tales
(founders of Givealittle) to design something that could provide an alternative way to lift people out of hardship. The product was oddly, but not surprisingly
with how the world is moving, similar to Dosh. The feedback you gave us back then was that the concept was great but the positioning was not – that MSD
would not be the right place to own something like that primarily due to the issue of public trust.
Now we have Dosh in front of us which is a similar product but is already built, is privately owned and has been in use for nearly a year. We are wondering if
you could give us a steer on the current desire of MSD to move into a space like this? Is there somewhere at MSD or someone you would recommend who
Shane could engage with? Slide 5 outlines the value proposition for MSD. In this introduction, they are targeting our space (financial capability/wellbeing) but
also mention SNGs and advances. Our team, however, are probably not the right people to proceed with exploring something of this technological scale.
Look forward to hearing your thoughts
Ngā mihi
'Out of Scope'
| Senior Advisor
Building Financial Capability | Safe, Strong Families & Communities
Māori, Community & Partnerships
Out of Scope
Phone: DDI
| www.msd.govt.nz
Ministry of Social Development, Aurora Centre, 56‐66 The Terrace, PO Box 1556, Wellington 6140
MSD’s Purpose: We help New Zealanders to be safe, strong and independent
2
Phone: 04‐9784269 Cellphone 029 3518141 Post: PO Box 1556, Wellington 6140
We help New Zealanders to be safe, strong and independent
Manaaki tangata, manaaki whānau
s 9(2)(a) OIA
From: Jared Lingard
dosh.nz>
Sent: Monday, 9 May 2022 5:00 PM
Out of Scope
Out of Scope
s 9(2)(a) OIA
To:
<
msd.govt.nz>; Shane Marsh <
osh.nz>
Subject: Re: Dosh Introduction | Support Financial Capability Initiative
'Out of
Kia Ora Scope' ,
Thanks a lot for coming back to me.
Anytime from 10:30am ‐ 4pm on the 18th works. We'll be joined by Shane Marsh who is one of the co‐founders of Dosh.
Look forward to talking to you next week
Nga mihi
Jared
Get Outlook for iOS
Out of Scope
Out of Scope
From:
<
msd.govt.nz>
Sent: Monday, May 9, 2022 3:49 PM
s 9(2)(a) OIA
To: Jared Lingard
dosh.nz>
Subject: FW: Dosh Introduction | Support Financial Capability Initiative
Kia ora Jared,
Out of Scope
My name is
and I’m the Team Leader of the Building Financial Capability team at MSD. We have had your email forwarded from the Minister’s office.
2
Happy to talk to you about Dosh. Are you free on 18 May 2022?
Ngā mihi
Out of Scope
| Team Leader
Building Financial Capability | Safe, Strong Families and Communities Ministry of Social Development
Out of Scope
Phone:
Post: PO Box 1556, Wellington 6140
We help New Zealanders to be safe, strong and independent
Manaaki tangata, manaaki whānau
s 9(2)(a) OIA
From: Jared Lingard [mailto
dosh.nz]
Sent: Friday, 6 May 2022 1:47 PM
To: Hon Carmel Sepuloni <[email address]>
s 9(2)(a) OIA
Cc: Shane Marsh <
dosh.nz>
Subject: Dosh Introduction | Support Financial Capability Initiative
Kia Ora Carmel,
My way of introduction, my name is Jared Lingard. As well as a proud Glen Eden local I am the Product Lead at Dosh, NZs first digital wallet. We provide innovative payment
solutions to consumers and merchants, including NZs first real time, 24/7 payments network. See articles below and our website www.dosh.nz for more information.
Our co‐founder, Shane Marsh, is trying to make contact with a leader in the Building Financial Capability team at the MSD. He has emailed the address below and not
received a response, so hoping you can direct our query to the right place in the Ministry.
Ngā mihi
Jared
3
Dosh and MSD
Building financial
capability in Aotearoa
New Zealand
Thank you
