Kia ora

 

Thank you for contacting the Reserve Bank of New Zealand.

 

Our website ([1]https://www.rbnz.govt.nz) contains answers to
[2]frequently asked questions. We also have information about [3]returning
notes and coins, the [4]areas that we regulate,  [5]names of banks,
[6]names of insurance firms, and [7]names of non-bank deposit takers
licensed to operate in New Zealand.

 

If you are looking for information about the health of banks or insurers -
the [8]Bank Financial Strength Dashboard and our [9]recent economic
assessments may be useful. If you’re looking for financial advice, you’ll
need to engage a [10]financial adviser. If you have a consumer complaint,
please deal directly with your bank or insurer in the first instance, or
you can contact the [11]Banking Ombudsman, the [12]Insurance Ombudsman, or
the [13]Financial Markets Authority.

 

Please otherwise send us an email.

 

 

Ngâ mihi

 

Reserve Bank of New Zealand

2 The Terrace, Wellington

P O Box 2498, Wellington 6140

[14]www.rbnz.govt.nz

 

 

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References

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1. https://www.rbnz.govt.nz/
2. https://www.rbnz.govt.nz/faqs
3. https://www.rbnz.govt.nz/notes-and-coins...
4. https://www.rbnz.govt.nz/regulation-and-...
5. https://www.rbnz.govt.nz/regulation-and-...
6. https://www.rbnz.govt.nz/regulation-and-...
7. https://www.rbnz.govt.nz/regulation-and-...
8. https://bankdashboard.rbnz.govt.nz/how-t...
9. http://www.rbnz.govt.nz/monetary-policy/...
10. http://www.fma.govt.nz/investors/getting...
11. https://bankomb.org.nz/the-complaint-pro...
12. https://www.ifso.nz/complaints/
13. http://www.fma.govt.nz/contact/make-a-co...
14. http://www.rbnz.govt.nz/

Dear S Devoy

Thank you for official information request, received on 18 November 2019. You requested the following:

1. Does the Reserve Bank monitor the percentage of interest-only mortgage loans held by LAQCs and LTCs ?
2. If so, what are the those percentages, and their $ values, bank by bank, and year by year since 2007?
3. Does the Reserve Bank monitor the number of interest-only loans held by individual LAQCs and LTCs, at least as a percentage frequency distribution, as in X % hold only 1, Y hold 2, etc, year by year since 2007 ?

Response:

The Reserve Bank of New Zealand does not have the sector breakdown held by LAQCs and LTCs.

Other Matters:
A copy of this response may be published on the Reserve Bank’s website at: https://www.rbnz.govt.nz/research-and-pu.... We do this in order to improve transparency and provide an additional resource for anyone seeking information.

Under section 28 of the OIA, you have the right to seek a review of the Reserve Bank’s decisions in relation to your request.

Yours sincerely

Jessica Singleton
Communications and Engagement Administrator | Communications Department | Reserve Bank of New Zealand | Te Pûtea Matua
2 The Terrace, Wellington 6011 | P O Box 2498, Wellington 6140
Email: [email address]  | www.rbnz.govt.nz

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